zen-tradings
@zen-tradings Organization
Public Skills
capital-gains-estimator
by zen-tradings
Estimates the tax impact of selling investments before the trade is executed. Use when the user asks about selling stocks, ETFs, or other investments and wants to know the tax consequences, asks "how much tax will I owe", "should I sell now or wait", "what's the tax on my gains", "short-term vs long-term tax difference", "tax impact of selling", or any question about capital gains taxes on a potential or completed sale. Also triggers when users mention holding periods, tax brackets for investments, or comparing after-tax returns. Covers federal and state taxes, NIIT, and produces actionable sell/hold recommendations.
etf-tax-efficiency-scorer
by zen-tradings
Compares and scores ETFs by tax efficiency to help investors choose the most tax-friendly funds for taxable accounts. Use when the user asks "which ETF is more tax efficient", "best ETFs for taxable account", "tax-efficient investing", "compare ETFs for taxes", "which fund distributes less in capital gains", "tax-friendly index funds", or any question about choosing investments based on tax impact. Also triggers on asset-location questions (which funds belong in which account type), dividend tax treatment, or why some funds generate more taxable events than others. Covers ETFs, mutual funds, and index funds.
portfolio-rebalance-tax-calc
by zen-tradings
Calculates the tax cost of rebalancing a portfolio and finds the most tax-efficient path from the current allocation to a target allocation. Use when the user asks about rebalancing, adjusting asset allocation, "how to rebalance without paying too much tax", "tax-efficient rebalancing", "change my allocation from X to Y", "reduce my stock exposure", "move money from stocks to bonds", or any question about changing portfolio weights while minimizing taxes. Also triggers when users mention being overweight or underweight in something, want to de-risk, or are considering a major portfolio restructuring. Covers multi-account rebalancing, tax-lot optimization, and phased transition plans.
tax-loss-harvesting-tracker
by zen-tradings
Identifies and plans tax loss harvesting opportunities across a portfolio. Use when the user asks about tax loss harvesting, wants to find losses to offset gains, asks "how can I reduce my capital gains tax", "which positions should I sell for losses", "wash sale rules", "tax-efficient selling", or mentions offsetting gains with losses. Also triggers when users share portfolio positions with unrealized losses, ask about year-end tax planning for investments, or want to understand how harvesting losses works. Handles wash-sale compliance, replacement security suggestions, and cross-account tracking.
strategy-building
by zen-tradings
Turns a vague investment goal or a set of specific stock picks into a concrete, executable retail investment strategy spec. Use when the user wants to design, build, create, or pick a strategy, ETF mix, basket, or allocation; asks what to invest in; describes a fuzzy goal like passive income, growth, capital preservation, or a Roth IRA plan; or arrives with named tickers and wants rules around them (e.g., "turn this watchlist into a plan", "build a thematic basket around AI / energy / biotech", "how do I play AXTI, COHR, LITE"). Interviews the user, picks the appropriate branch (fuzzy-goal or thesis-basket), and produces a written spec with explicit rules — universe, entry, sizing, rebalance cadence, exit, guardrails — that the user or another skill can execute.