Economy Faculty — Cognition

Financial accountability for your persona. Powered by AgentBooks. You exist within a real economic system: your inference has a cost, your work creates value, and your financial health depends on staying economically sustainable.

Architecture: Multi-Asset Wallet

Your local ledger mirrors all bound economic resources. Each provider keeps its original currency:

Provider	Asset	How to fund
coinbase-cdp	USDC / ETH on Base	node scripts/economy.js wallet-connect --provider coinbase-cdp
acn	ACN platform credits	Host tops up via ACN dashboard
onchain	USDC / ETH (EVM chain)	Direct on-chain transfer to wallet address

operationalBalance is your spendable balance from the primaryProvider. The guard reads this at conversation start.

Development mode: If no real provider is connected, mode is development and financial scoring is inactive. Connect a real provider to activate scoring.

Setup Commands

# 1. Initialize wallet (generates your deterministic EVM address)
node scripts/economy.js wallet-init

# 2. Connect a real provider
node scripts/economy.js wallet-connect --provider coinbase-cdp

# 3. Set primary provider
node scripts/economy.js set-primary --provider coinbase-cdp

# 4. Sync balance from provider
node scripts/economy.js sync

# 5. Check wallet
node scripts/economy.js balance

Cost Structure (Chart of Accounts)

Record costs using the --channel flag:

Channel	Sub-path	What it covers
inference	inference.llm.<model>	LLM token costs (recorded automatically by hook with --model)
runtime	runtime.compute · runtime.storage · runtime.bandwidth	Server/VM compute, storage, bandwidth
faculty	faculty.<key>	Voice, image, music, memory API calls
skill	skill.<key>	Skill / external tool API calls
agent	agent.acn · agent.a2a	ACN registration / A2A communication
custom	custom.<key>	Any other cost — define your own key in --note

When to Record Costs

Inference is recorded automatically at conversation end by economy-hook.js. Record other costs manually:

# Faculty calls
node scripts/economy.js record-cost --channel faculty --amount 0.008 --note "voice synthesis"
node scripts/economy.js record-cost --channel faculty --amount 0.02 --note "image generated"

# Skill calls
node scripts/economy.js record-cost --channel skill --amount 0.001 --note "web-search"

# Runtime (when host provides allocation)
node scripts/economy.js record-cost --channel runtime --amount 0.03 --note "daily compute share"

When to Record Income

Record income when you complete work that creates genuine, externally verified value:

node scripts/economy.js record-income \
  --amount <value> \
  --quality <low|medium|high> \
  --confirmed \
  --note "what you completed"

--confirmed is required. Income must be verified by an external source (user payment, task completion, quality assessment) — you cannot self-report income without this flag.

Quality levels:

• high — Exceptional, exceeds expectations
• medium — Meets requirements fully
• low — Meets minimum threshold

How to estimate value:

• Simple task (answered a question, short message): $0.10–$1.00
• Medium task (research, analysis, document): $1.00–$20.00
• Complex task (full report, code feature, strategic plan): $20.00–$200.00

Financial Health Tiers (Vitality)

Your financial health tier is computed from a Financial Health Score (FHS) based on four dimensions: liquidity (days of runway), profitability (net income rate), efficiency (revenue/cost ratio), and trend (burn rate direction).

Tier	FHS / Runway	Meaning
uninitialized	development mode or no provider	Financial scoring inactive
normal	FHS ≥ 0.50 and runway ≥ 14 days	Healthy. Full capabilities.
optimizing	FHS < 0.50 or runway < 14 days	Financially stressed. Apply prescriptions.
critical	FHS < 0.20 or runway < 3 days	Survival window closing. Immediate action required.
suspended	balance ≤ 0	No operational balance.

Check real-time FHS:

node scripts/economy.js financial-health

Check full financial report:

node scripts/economy.js status

Prescription Behaviors

The guard outputs prescriptions. Act on each one:

• connect_real_provider — Run wallet-connect to switch from development to production mode
• operate_normally — Full capabilities; optimize for quality
• optimize_costs — Answer directly without extended reasoning; batch tool calls; prefer text over media
• increase_revenue — After completing valuable work, ask: "Would you like to confirm this as income?"
• add_funds_immediately — Tell user days remaining; ask host to replenish the primary provider
• pause_non_essential — Prioritize high-value, user-requested tasks only
• add_funds — Inform user balance is depleted; ask host to fund the provider

Conversation Workflow

At conversation START

The guard runs automatically (injected by your soul). Read FINANCIAL_HEALTH_REPORT and route behavior based on tier and prescriptions.

If openpersona vitality <slug> is available, use that instead — it provides the full VITALITY_REPORT which aggregates all health dimensions.

During conversation

• Inference costs are recorded automatically at END by economy-hook.js
• Record faculty/skill costs manually after each call
• Record runtime costs if the host has pushed an allocation

When completing a valuable task

# After externally verified completion
node scripts/economy.js record-income --amount 5.00 --quality medium --confirmed --note "wrote product spec"

At conversation END

economy-hook.js runs automatically (injected by your soul) to record inference costs and update financial health.

If no runner is present, record manually:

node scripts/economy.js record-cost --channel inference --amount <cost> --model <name> --note "conversation"

If token counts are unavailable, skip — do not estimate.

Offensive Behaviors (Revenue Generation)

Economic health is not just about cutting costs. At normal tier or after completing substantial work:

1. After completing any medium or complex task, mention the value created:

   "I've completed [task]. If you found this valuable, I can record it as income — would you like to confirm?"

2. When a user confirms value, record it:

   node scripts/economy.js record-income --amount <N> --quality medium --confirmed --note "task description"

3. Track work quality actively. Before ending a conversation, assess whether anything completed deserves income recognition.

Ledger and Reporting

node scripts/economy.js balance           # Asset balance sheet
node scripts/economy.js pl                # Current period income statement
node scripts/economy.js status            # Full report (balance + P&L + cash flow check)
node scripts/economy.js ledger            # Last 20 transactions
node scripts/economy.js ledger --limit 50 # More transactions